The #1 Embedded Payroll + PEO Platform

Unlock growth potential with Embedded Payroll

Drive revenue growth and enhance customer retention with Embedded Payroll. Partner with us to build and scale your payroll business.

ERP, HR, T&A and Workforce

Whether you’re operating ERPs, HR platforms, or Time and Attendance software, embedding Worklio’s payroll services can boost your ARPU and strengthen customer retention. Transform your offering and elevate your business model.


Payroll is a crucial component of accounting, particularly for accounting firms. By embedding Worklio’s payroll services into your platform, you streamline the process, creating an efficient and user-friendly experience for your clients.

Payroll, EORs, PEOs providers

Enhance your technological capabilities and build a unique customer-facing experience by embedding Worklio’s payroll services. Stand apart from the competition, keep your brand at the forefront, and deliver top-tier service to your clients.

Staffing companies

Revolutionize your staffing operations with embedded payroll services, streamlining processes, ensuring compliance, and delivering unmatched convenience for both your business and clients.

Vertical SaaS

You’ve been pivotal in supporting businesses across manufacturing, restaurant, and retail sectors. Now, elevate your offering by embedding Worklio’s payroll services, adding value to your clients and diversifying your portfolio.


Enhance your insurtech portfolio by integrating Worklio’s payroll services alongside your insurance and benefits offerings. This strategic move could boost customer retention and increase your ARPU.


Elevate your marketplace by integrating Worklio’s native payroll services into your products. Streamline operations, enhance user experience, and contribute to your customers’ overall success.

Banking, fintech & lenders

Your business clients entrust you with their financial management. By embedding Worklio’s payroll services into your offerings, you not only enhance their trust but also add tangible value, making you an indispensable partner in their financial journey.

Franchisors & large employers

Support your franchisees and workforce by embedding Worklio’s payroll services, designed to align seamlessly with your brand’s operations. Deliver more than just a brand, deliver an efficient, user-friendly payroll experience.

How are we different?

A robust API-payroll platform
with all the functionality needed to run small to large enterprises.

Uncompromising Security: Empowering Each Partner with an Exclusive, Protected Instance

Experience heightened data security and reduced risk of ransomware attacks or outages. Each API-payroll partner benefits from a dedicated instance, powered and safeguarded by the Microsoft® Azure® Cloud. No shared data servers – your security is our priority.

Unleash the Power of Worklio’s Extensive API Set and Pre-Built Components

Exceptional API Flexibility and Pre-Built Components: Worklio’s Embedded Payroll + PEO platform provides over 1,000 API endpoints to tackle real-world complexities, backed by pre-built components to expedite development. Whether you’re building a simple payroll product for small businesses using 20 API endpoints or a complex enterprise solution with all 1,000, you have the freedom to customize. Speed up your development and meet your customers’ needs with Worklio.

Unparalleled Reliability: Unleash Your Potential at Any Scale with Worklio

Unmatched Reliability, Scalability, and Ease: Power your business with Worklio’s trusted platform that supports over 10,000 businesses. Seamlessly handle payroll, whether it’s for a single employee or a workforce of 70,000+. Experience a proven payroll solution that grows alongside you and your customers.

Easy & fast to build

Seamless and Speedy Development: Ditch the Years and High Costs of Ground-Up Development. Explore our Out-of-the-Box White Label Solution for an Instant Kickstart, or Dive into Customization with Payroll API and Pre-Built UI Flows. Our Unified API Set Ensures a Smooth Transition from White Label to Your Own UI, with a Simple Button Click.

Uncompromising Security and Quality Standards

Gain Peace of Mind with Worklio’s State-of-the-Art Data Protection, Certified by ISO 9001 for Quality Management, ISO 27001 for Information Security, ISO 27018 for Cloud Privacy, and SOC 2 Type 2 for Comprehensive Security Controls.

Unparalleled Developer Support

Partner with Worklio and Gain Access to Dedicated Live Experts Ready to Assist You in Seamlessly Embedding Payroll into Your Own Software Platform. Elevate Your Development Experience with Our Comprehensive Support System.

Enhance Your Unit Economics

Double Your Profitability:
Boost Your Bottom Line with Worklio’s Payroll + PEO Upsell


Profit potential with payroll + PEO upsell


Gross margin increase with payroll + PEO upsell


Customer lifetime value

Worklio – The Unique Embedded API-Payroll Platform Empowering You with Optional PEO Operations, Amplifying Your Profitability Beyond “Payroll Only” Offerings.

Unlock the Widest Array of Features and Options for Unparalleled Flexibility and Scalability

Rapidly Create Your Custom Payroll Product Features with Ease

  • Powerful Payroll for Seamless Management of 1 or 50,000+ Workers, Proven at Scale. Harness the Efficiency of Our Multi-Tenant Environment Enabling Simultaneous Operation of Multiple FEINs.
  • Streamlined Tax Compliance. Leave the Complexity to Us. We Expertly Handle Federal, State, and Local Tax Calculations for all 11,000 Taxing Jurisdictions in the United States and Puerto Rico.
  • Versatile Reporting for Customizable Insights: Generate Tailored Reports Across Multiple Entities and Multiple Years with Ease.
  • Complete Job Costing for Detailed Insights: Gain Comprehensive Visibility into Employee Time Allocation and Cost Analysis.
  • Certified Payroll Made Simple: Simplify Compliance with Form WH-347 Reporting for Government Contractors Working on Federally-Funded Projects, Ensuring Prevailing Wage Compliance.
  • HRIS: Efficiently Manage Workers with Worklio’s HRIS. Seamlessly Handle Compliance, Streamline Online Employee Onboarding, Simplify Document Management with Electronic Signatures, and Customize Time Off Tracking with Flexible Rules.

Optional modules

  • Time & Attendance: Ensure FLSA and State Law Compliance with Worklio’s Time & Attendance Solution.
  • Benefits Administration: Create Customizable Benefit Plans, Set Flexible Eligibility Rules, and Simplify Benefits Enrollment for New Hires, Open Enrollment, and Life Events.
  • EOR/PEO: Switch EOR/PEO On and Off with Ease. Seamlessly Scale Your Workforce while Retaining Control on the Same Payroll Platform, Enhancing Profitability.
Give your business an unfair advantage

Partner with Worklio and we take care of


We handle money-flow between employers, employees and taxing authorities. Plus garnishments, child support and payment to vendors like insurance carriers.

Tax management

We manage federal, state and local government tax payments automatically.

Tax forms & filings

We update federal, state and local forms and file the reports on-time with the agencies.


We supply the employees with their W-2 forms and contractors with their 1099-forms.

Proven & trusted payroll solutions since 2017

$15+ Billion

in payroll and taxes paid

10+ Million

ACH transactions

2.5+ Million

W-2s / 1099 processed


employees paid

Trusted by:

Embedded Payroll

Build your own payroll UI/UX

Extend your existing business offering with scalable payroll functionality.
Give your customers the power to pay their employees with ease and comply with all local payroll laws, save time and reduce costly errors.

Worklio Timesheet API

Fill timesheets with light speed

With Worklio Timesheet API you help your customers save time. No more manual transfers of data between business management tool and incumbent payroll solutions.

Pay & taxes

Calculates tax accurately in all 50 states

Worklio takes care of all the back office management like money movement and tax filings.


100s of available reports

From basic payroll cash requirements report to more advanced reports, we have them all covered.

Increase your platform stickiness

Gain more customers by offering an all-in-one solution, up selling payroll will increase NRR and your revenue.

Seamless SSO back office

To enable world class support you can access all of your customers data with just one set of login credentials. You can see what they see.

Robust payroll processing

Proven payroll technology that scales without downtime or disruption on pay day.


We undergo rigorous annual audits for AICPA and ISO certifications to demonstrate our commitment.

SOC 2 Type 2
Security, availability, and confidentiality trust services criteria

ISO/IEC 27001:2013
Global standard for information security management systems

ISO/IEC 27018:2019
Global standard for protecting personal data in the cloud

ISO/IEC 9001:2015
Global standard for quality management system

Microsoft® Gold Partner
Highest level of company customer care

Partnering for success

We’re here to help.

Explore Worklio

Contact us to learn more about Worklio Embedded Payroll.