The #1 Embedded Payroll + PEO Platform

Best way to increase your ARPU?

Adding payroll to your B2B software platform can grow ARPU 2× while significantly increasing customer engagement and retention.

One platform, with everything you need to launch a payroll business in less than 90-days without hiring in-house experts.

We partner with you throughout the entire process – driving payroll adoption, customer onboarding, compliance and support.


Payroll is a big part of accounting. Make it simpler for both you and your customers.

Vertical SaaS

You help customers like manufacturing, restaurants and retail with their business. Now expand payroll to your offering.


Add payroll to your product suite of insurance and benefits to increase retention and ARPU.


Help your customers employees optimize their operations with native payroll in your products.

ERPs &

From ERPs and HR platforms to Time and Attendance software, increase your ARPU and customer retention.

Banking, fintech & lenders

Your business clients trust you with their financial assets. Adding payroll to offering adds value to your customers.

Franchisors &
large employers

Help your franchisees and workforce, by offering payroll workflows designed the way they work with your brand.

Payroll, PEOs & staffing providers

Upgrade your technology and build your own customer facing experience to keep your brand apart from the competition.

How are we different?

A robust API-payroll platform
with all the functionality needed to run small to large enterprises.

No sharing of data servers
Lowest risk for a ransomware attack and outage. Each API-payroll partner is setup to run on its own instance, powered and secured by the Microsoft®Azure® Cloud.
Most extensive API-set
With over 1,000 API end points Worklio’s Embedded Payroll + PEO platform was built to handle real-world complexity. Build your payroll product with as little as 20 API end points for a small business product or use all 1,000 API end points to handle the most complex enterprise payroll based on your customers need.
Robust reliability at any scale
Use a reliable platform that powers 10,000+ businesses, where it’s as easy to pay one employee as it is paying 5,000+. A proven payroll solution you and your customers can scale with.
Easy & fast to build
Building from the ground up takes years and cost millions of dollars. Use our ready made white label product to get started quickly or build your own user interface with Payroll API and pre-built UI flows.
ISO 9001, ISO 27001 and SOC 2 Type 2
Know the data is safe with 256-bit AES encryption, ISO 9001 for quality management, and ISO 27001 and SOC 2 Type 2 security certifications.
Developer support
Dedicated live expert support to help you embed payroll into your own software platform.
Start your own payroll business

Payroll + PEO upsell can increase ARPU 2× vs. other “payroll only” platforms


ARPU with payroll + PEO upsell


Gross margin increase with payroll + PEO upsell


Customer lifetime value

Worklio is the only embedded API-payroll platform that can also handle PEO operations which significantly increases unit economics compared to “payroll only” offerings.

Best in class scalable solution

Quickly build your own payroll product for your customers

  • Robust payroll to run payroll for one or 5,000+ workers, proven at scale. Multi-tenant environment allows multiple FEIN run simultaneously.
  • Tax calculations supports Federal, State and Local for all 11,000 taxing jurisdictions for all 50 states and Puerto Rico.
  • Flexible reporting to generate customizable reports across multiple entities and over multiple years.
  • Comprehensive job costing to see detailed information of where employees’ time goes and what it costs.
  • Certified payroll includes the special weekly payroll report using Form WH-347 that government contractors who are working on federally-funded projects need to complete and submit to prove they are paying workers the prevailing wage.
  • HRMS to manage workers compliantly. Online employee onboarding, document management with electronic signature and flexible rules for time off tracking.

Optional modules

  • Time & attendance compliant with FLSA and state laws.
  • Benefits administration customizable plan set up, flexible eligibility rules and benefits enrollment (new hires, open enrollment, life events).
  • EOR/PEO allows customers to switch on and off as they grow their internal workforce and still remain on the same payroll platform.
Give your business an unfair advantage

Partner with Worklio and we take care of


We handle money-flow between employers, employees and taxing authorities. Plus garnishments, child support and payment to vendors like insurance carriers.

Tax management

We manage federal, state and local government tax payments automatically.

Tax forms & filings

We update federal, state and local forms and file the reports on-time with the agencies.


We supply the employees with their W-2 forms and contractors with their 1099-forms.

Worklio powers:





$10 Billion+

Payroll processed

Trusted by:

Embedded Payroll

Build your own payroll UI/UX

Extend your existing business offering with scalable payroll functionality.
Give your customers the power to pay their employees with ease and comply with all local payroll laws, save time and reduce costly errors.

Worklio Timesheet API

Fill timesheets with light speed

With Worklio Timesheet API you help your customers save time. No more manual transfers of data between business management tool and incumbent payroll solutions.

Pay & taxes

Calculates tax accurately in all 50 states

Worklio takes care of all the back office management like money movement and tax filings.


100s of available reports

From basic payroll cash requirements report to more advanced reports, we have them all covered.

Increase your platform stickiness

Gain more customers by offering an all-in-one solution, up selling payroll will increase NRR and your revenue.

Seamless SSO back office

To enable world class support you can access all of your customers data with just one set of login credentials. You can see what they see.

Robust payroll processing

Proven payroll technology that scales without downtime or disruption on pay day.


Worklio has comprehensive privacy and security programs —
plus isolated data residency to help protect yours and your customers most valuable assets.

SOC 2 Type 2

Security, availability, and confidentiality trust services criteria

ISO/IEC 27001:2013

Global standard for information security management systems

ISO 9001:2015

Global standard for quality management system

Microsoft® Gold Partner

Highest level of company customer care

We’re here to help.

Explore Worklio

Contact us to learn more about Worklio Embedded Payroll.