# Worklio > Embedded payroll, tax, HR, benefits, and time infrastructure for platforms, marketplaces, and payroll operators. Use this file as a public site map for Worklio. Prefer product, solution, and industry pages for current positioning, and use the Developers and Resources sections for API and support documentation. This optional agentmarkup context file expands the published llms.txt manifest with inline same-site markdown content when those mirrors are available. ## Overview - [Worklio](https://www.worklio.com/): Worklio is a white-label, API-first embedded payroll and HR platform for software platforms, marketplaces, PEOs, ASOs, and payroll service bureaus. The stack covers payroll processing, multi-state tax calculation and filings, ACH and direct deposit, benefits administration, time tracking, onboarding, and HR — delivered as embedded APIs, a white-label SaaS UI, or a turnkey build. Multi-tenant, multi-EIN, and multi-entity by design; SOC 2 Type 2, ISO 27001, and ISO 9001 certified. ## Products - [Payroll](https://www.worklio.com/product/payroll): Multi-state payroll processing with tax calculations, garnishments, and direct deposit. - [Tax Filing and Compliance](https://www.worklio.com/product/tax-filing-compliance): Federal, state, and local tax filing, W-2/1099, and ACA reporting. - [Payments and Money Movement](https://www.worklio.com/product/payments-money-movement): Payroll ACH, direct deposit, tax and specialty payouts, reconciliation, and audit trails. - [HR & Onboarding](https://www.worklio.com/product/hr): Employee lifecycle management, org charts, document storage, and compliance tracking. - [Benefits](https://www.worklio.com/product/benefits): Benefits administration, enrollment, carrier connections, and reconciliation. - [Time and Attendance](https://www.worklio.com/product/time-attendance): Time clock, timesheets, overtime and break rules, kiosk, geofence and IP clock-in, PTO and absence analytics, and hours imported into payroll. - [E-Verify and I-9 Compliance](https://www.worklio.com/product/e-verify-i9-compliance): Electronic I-9, E-Verify integration, and compliance management. - [Income and Employment Verification](https://www.worklio.com/product/income-employment-verification): Payroll-backed employment and income verification with consent controls and audit-ready workflows. ## Use Cases - [Embedded Payroll](https://www.worklio.com/embedded-payroll): API-first embedded payroll and HR for SaaS platforms, marketplaces, and workforce products. - [Grow Your PEO or ASO](https://www.worklio.com/partners/peo-aso): Operate multi-client payroll, HR, benefits, tax, compliance, and service workflows from one platform. - [Payroll Service Bureaus](https://www.worklio.com/partners/payroll-service-bureaus): Launch payroll products and service models for employer clients with multi-tenant operations. - [Union Payroll](https://www.worklio.com/solutions/union-payroll): Manage union locals, rate tables, dues, benefit packages, and payroll automation. - [Certified Payroll and Prevailing Wage](https://www.worklio.com/solutions/certified-payroll): Support prevailing wage, WH-347 reporting, fringe benefits, and LCP Tracker export workflows. ## Industries - [Construction](https://www.worklio.com/industries/construction): Job costing, certified payroll, union support, and prevailing wage. - [Healthcare](https://www.worklio.com/industries/healthcare): Shift differentials, credential tracking, and ACA compliance. - [Restaurants](https://www.worklio.com/industries/restaurants): Tip credit, tip allocation, break compliance, and bulk onboarding. - [Retail](https://www.worklio.com/industries/retail): Commission tracking, seasonal onboarding, and multi-location payroll. - [Manufacturing](https://www.worklio.com/industries/manufacturing): Job costing, piece rate, weighted overtime, and workers' comp. - [Transportation and Logistics](https://www.worklio.com/industries/transportation-logistics-distribution): GPS geofencing, per diem, CDL tracking, and multi-state compliance. - [Education](https://www.worklio.com/industries/education): Certification tracking, multi-schedule pay, and 403(b) administration. - [Utilities and Energy](https://www.worklio.com/industries/utilities-energy): Union and prevailing wage, hazard pay, and field crew GPS. - [Financial Services](https://www.worklio.com/industries/financial-services-insurance): Incentive compensation, license tracking, and audit trails. - [Public Sector](https://www.worklio.com/industries/public-sector-government): Step pay, pension administration, WH-347, and budget codes. - [Professional Services](https://www.worklio.com/industries/professional-services): Billable time tracking, license management, and variable compensation. - [Gaming and Entertainment](https://www.worklio.com/industries/gaming-entertainment): Tip pooling, event scheduling, and entertainment union payroll. - [Field Services](https://www.worklio.com/industries/field-services-contract-services): GPS geofencing, job site costing, and 1099 contractor onboarding. ## Partners - [PEO and ASO](https://www.worklio.com/partners/peo-aso): Platform for professional employer organizations and administrative services. - [Payroll Service Bureaus](https://www.worklio.com/partners/payroll-service-bureaus): Multi-tenant payroll platform for service bureaus. - [Staffing and BPO](https://www.worklio.com/partners/staffing-bpo): Workforce management for staffing and business process outsourcing. - [Accountants, Bookkeepers, and CPAs](https://www.worklio.com/partners/accountants): White-label payroll platform for accounting firms and client payroll services. - [VARs and Resellers](https://www.worklio.com/partners/vars-resellers): White-label payroll and HR for value-added resellers. - [Vertical SaaS](https://www.worklio.com/partners/vertical-saas): Embedded payroll and HR for vertical software platforms. - [Workforce Platforms](https://www.worklio.com/partners/workforce-platforms): API-first payroll integration for workforce technology platforms. ## Developers - [Embedded Payroll API](https://www.worklio.com/embedded-payroll): API-first embedded payroll and HR platform for software providers. - [Worklio API Documentation](https://apidocs.worklio.com): Reference docs for authentication, endpoints, payloads, and integration patterns. - [Worklio Webhooks API](https://apidocs.worklio.com/docs/webhooks-api): Event subscription reference for payroll and workflow notifications. ## Resources - [Blog](https://www.worklio.com/blog): Product updates, industry insights, and company news. - [Worklio Help Center](https://support.worklio.com): Product and account support resources for customers and operators. ## Company - [About](https://www.worklio.com/about): Company background, leadership, and mission. - [Security](https://www.worklio.com/security): SOC 2 Type II, ISO 27001, ISO 9001 certifications, and security practices. - [Careers](https://www.worklio.com/careers): Open positions and company culture. - [Contact](https://www.worklio.com/contact-us): Sales and support contact information.